RHYMER LAW FIRM
BOARD CERTIFIED IN CONSUMER BANKRUPTCY LAW
BY THE AMERICAN BOARD OF CERTIFICATION

 CALL 770-483-3328 ATLANTA EXCHANGE, 706-552-3328 ATHENS EXCHANGE, 1-888-889-3328, STATEWIDE FOR FREE CONSULTATION

  

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CHAPTER 7 DETAILED INFO

       In a Chapter 7 bankruptcy, the most common type of bankruptcy filed, your non-exempt assets are traded for a discharge or cancellation of your debts. Most clients have little or no non-exempt property that can be taken away from them by a bankruptcy trustee. Consequently, most people are able to keep all of their property and discharge most, if not all of their debts.

    Exempt property includes designated values in a home; a vehicle; personal property like appliances and furniture, etc.; jewelry; and retirement plans. Normally, you do still have to pay the mortgage on your house, and payments on vehicles and other secured debts in a Chapter 7 case if you want to keep the property after the case is over.

    When filing a Chapter 7, all of your earnings are yours to keep; your creditors have no claim on them. You can start businesses, have bank accounts, and start fresh. Bankruptcy is designed to give you a new beginning, and keep you from living your life under insurmountable debt.

    Upon successfully completing a Chapter 7 case, usually within 4-6 months, you receive an official Order of Discharge from the Court that cancels your dischargeable debts. Not all types of debt are cancelable in Chapter 7. Debts incurred through fraud, criminal activity, debts incurred for intentionally harming someone or their property, income taxes less than 3 years old, student loans, and certain other debts cannot be cancelled in Chapter 7.

 For answers to general questions about Chapter 7 Bankruptcy, click on the link below.


CHAPTER 7 FREQUENTLY ASKED QUESTIONS 

 
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Content copyright . Rhymer Law Firm. All rights reserved. Rhymer Law Firm has 3 offices in Georgia.  William Rhymer is an attorney that limits his law practice to representing individuals and couples in filing consumer Chapter 13 bankruptcy cases and Chapter 13 bankruptcy cases. . He and Rhymer Law Firm have been designated as  debt relief agents by the federal bankruptcy law. William Rhymer has been Board Certified in Consumer Bankruptcy Law by the American Board of Certification. The Rhymer Law Firm's main office is in Conyers, Georgia. We have a satellite bankruptcy office in Lawrenceville, Georgia. We also have a satellite bankruptcy office in Athens, Georgia. Through these three bankruptcy offices we serve people that live in the following Georgia cities, towns, and counties: Athens, Atlanta, Acworth, Arcade, Auburn, Austell, Avondale Estates, Baldwin, Berkeley Lake, Bethlehem, Blackshear, Bogart, Bostwick, Bowman, Braselton, Brooks, Buckhead, Buford, Canon, Carl, Carlton, Carnesville, Centerville, Chamblee, Clarkston, Clermont, Colbert, College Park, Comer,Commerce, Conyers, Covington, Crawford, Dacula, Dallas, Danielsville, Decatur, Doraville, Douglasville, Duluth, Dunwoody, East Point, Eatonton, Elberton, Fairburn, Fayetteville, Flovilla, Flowery Branch, Forest Park, Franklin Springs, Gainesville, Glenwood, Good Hope, Gray, Grayson, Greensboro, Griffin, Hampton, Hapeville, Hartwell, High Shoals, Homer, Hoschton, Hull, Ila, Jackson, Jefferson, Jenkinsburg, Johns Creek, Jonesboro, Lake City, Lavonia, Lawrenceville, Lexington, Lilburn, Lithonia, Locust Grove, Loganville, Lovejoy, Lula, Macon, Madison, Mansfield, Marietta, Martin, Maxeys, Maysville, McDonough, Midway, Milledgeville, Monroe, Monticello, Morrow, Mount Vernon, Mount Zion, Newborn, Newnan, Nicholson, Oakwood, Orchard Hill, Oxford, Palmetto, Peachtree City, Pendergrass, Pine Lake, Porderdale, Bishop, Powder Springs, Riverdale, Roswell, Royston, Rutledge, Shady Dale, Siloam, Smyrna, Snellville, Social Circle, Statham, Stockbridge, Stone Mountain, Sugar Hill, Sunny Side, Suwanee, Talmo, Toccoa, Tucker, Union City, Union Point, Walnut Grove, Washington, Watkinsville, White Plains, Winder, Winterville, Woodville, Woodstock,  and the following counties:  Banks, Barrow, Bartow, Bibb, Butts, Carroll, Catoosa, Chattooga, Cherokee, Clarke, Clayton, Cobb, Coweta, Dade, Dawson, Dekalb, Douglas, Elbert, Fannin, Fayette, Floyd, Forsyth, Franklin, Fulton, Gilmer, Gordon, Greene, Gwinnett, Habersham, Hall, Haralson, Hart, Heard, Henry, Jackson, Jasper, Jones, Lumpkin, Madison, Meriweather, Morgan, Murray, Newton, Oconee, Oglethorpe, Paulding, Pickens, Pike, Polk, Putnam, Raburn, Rockdale, Spalding, Stephens, Towns, Troup, Union, Walker, Walton, White, and Whitfield.